Managing money can feel overwhelming. That’s been the case forever, but especially in today’s climate.
Many people are stressed about budgeting, unsure about saving, or intimidated by investments. And the numbers back it up—the FINRA Investor Education Foundation shows that people who receive financial education are far more likely to make positive financial choices, from saving money to planning for the future.
At the heart of this mission to empower people is Abbas Saeedi, the founder of Lifetime Income, a non-profit organization that’s been reshaping financial education since 2018. Saeedi is driven by a simple but powerful belief: “A lot of adults, especially seniors, find the financial system intimidating,” he says. “We want to demystify it and make sure people have the knowledge they need to build stable financial lives for themselves.” This heartfelt vision is what makes Lifetime Income’s approach so impactful. It’s not just about numbers and charts; it’s about giving people confidence in a system they may have once feared. By providing accessible, hands-on learning, Saeedi and his team are helping people gain the skills they need to take control of their financial futures—and ultimately, live with peace of mind.
Making Finance Understandable and Approachable
For Saeedi, financial education isn’t just about budgeting or credit scores; it’s about giving people control over their lives. Twice a month, Abbas Saeedi and Lifetime Income hosts free workshops, inviting anyone interested in learning about personal finance. Saeedi carefully recruits compassionate experts and volunteers who help break down intimidating topics like banking, budgeting, and debt management into simple, relatable lessons.
The workshops are hands-on, designed to be practical, not just theoretical. Participants work through real-life situations to ensure they leave with skills they can use immediately. “We want to make sure the financial system isn’t scary or confusing for people,” Saeedi says. “Our goal is to empower people so they feel confident about their financial future.”
Adapting to Modern Challenges
When COVID-19 hit, Saeedi knew they needed to adjust quickly. Rather than pausing, Lifetime Income went online, introducing virtual workshops to keep helping people safely. Saeedi also developed simple digital resources to support learning between sessions. This shift to virtual made it easier for more people to attend, especially older adults who often find financial systems confusing in today’s digital world.
“We adapted to make sure everyone could still learn, no matter the circumstances,” Saeedi recalls. The change allowed Lifetime Income to reach even more people, giving them the tools they need to tackle their financial worries.
Building a Supportive Community of Experts
One of Lifetime Income’s unique strengths is the community of volunteers Saeedi has gathered. Experienced financial professionals o[er their time to share real-world insights, not just textbook knowledge. These experts understand the challenges people face, especially those who may not have learned about money management before. This network of volunteers brings a human touch that makes the learning experience personal and supportive.
Changing Lives, One Workshop at a Time
What makes Lifetime Income so impactful are the transformations people experience. Many come in feeling overwhelmed by bills, unsure how to save, or confused about credit. But after a few workshops, they leave empowered, understanding how to manage their finances and feeling more in control. “Financial literacy isn’t just for personal success,” Saeedi notes. “It’s about building up entire communities, one person at a time.”
Looking Forward to a Brighter Future
As Lifetime Income continues to grow, the focus of Abbas Saeedi remains clear: expand educational programs to reach more people and keep it accessible. His work has received awards and recognition, but his true goal is simple: give as many people as possible the skills to build a secure future. “When people understand their finances, they gain independence and confidence,” he says.
Abbas Saeedi’s work is proof that, with a caring approach, financial education can truly transform lives. Lifetime Income is not only about teaching people to manage money— it’s about helping them build a brighter, more hopeful future. Through Saeedi’s e[orts, people are learning that financial literacy can unlock a world of possibilities, one confident step at a time.